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title: "Solar Finance | South East Solar Network"
description: "0% APR options on qualifying installs. Free quotes from vetted MCS-accredited installers across the South East."
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            "text": "In almost every case, solar panels come first. They generate the electricity a battery stores and an EV charger consumes, and the panel install determines your inverter choice for the other two. If budget is tight, start with a hybrid-inverter solar install sized for future battery capacity — it's cheaper to add the battery later than to retrofit the wrong inverter."
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            "text": "Solar panels: 1-2 days on the roof plus a day for inverter and commissioning. Battery retrofit: 1 day. EV charger: half a day. Commercial installs: 1-3 weeks depending on system size. Scaffolding is usually delivered 1-2 days before roof work and removed the same week."
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            "text": "Solar panels: 25-30 years performance, 12-15 years product. Inverters: 10-12 years extendable to 20. Batteries: 10-15 years or 6,000+ cycles. Workmanship: 12 years via RECC / MCS. EV chargers: 3-5 years depending on brand. All warranties are backed by named manufacturers and transferable if you sell the house."
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            "text": "Yes. Around one in five service and repair calls we attend involves a system installed by another firm — sometimes one that has ceased trading. We re-bind monitoring, source spares, re-register the system on the MCS database where possible, and bring it back to full serviceable condition."
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            "text": "Use the quote form on this page and tell us in the notes field which services you're considering — for example 'solar + 10 kWh battery + 7 kW Zappi charger'. We'll match you to an installer who does all three in-house and can price the bundle as one job."
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            "text": "Typically £2,000 minimum, £25,000 maximum unsecured. Larger sums available secured."
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          "name": "Can I pay off the loan early?",
          "acceptedAnswer": {
            "@type": "Answer",
            "text": "Yes — all our partner lenders allow early settlement without penalty beyond accrued interest to the settlement date. Many homeowners overpay once the system is generating to clear the loan faster."
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          "@type": "Question",
          "name": "Does finance affect the warranty?",
          "acceptedAnswer": {
            "@type": "Answer",
            "text": "No. Your panel, inverter, battery and workmanship warranties are exactly the same whether you pay cash or finance. The MCS certificate is issued to you as the property owner, not the lender."
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MCS-accredited · Vetted local installers · Free no-obligation quotes  [0333 567 1183](tel:+443335671183)

[South East Solar Network ](/)

[Services](/services)[Areas](/areas)[Guides](/guides)[Calculators](/calculators)[About](/about)[Contact](/contact)

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[0333 567 1183](tel:+443335671183)[Free Quote](/contact)

1.  [Home](/)/ 
2.  [Services](/services)/ 
3.  Solar Finance 

# Solar Finance

0% APR options on qualifying installs.

[Free quote](#quote)[Call 0333 567 1183](tel:+443335671183)

MCS-accredited  Vetted installers RECC · TrustMark 

## Quote me for finance

Share a few details and a trusted MCS-accredited installer in your area will be in touch shortly.

Full namePhoneEmail (optional)Postcode

Notes (optional)

Your privacy matters:  We will only pass your details to **1 vetted solar firm** who we feel is the best match for your needs — never multiple companies.

Get my free quote

By submitting this form you agree to our [Terms of Use](/terms) and [Privacy Policy](/privacy).

MCS Certified Installers RECC Consumer Code 0% VAT on Solar Up to 25-Year Warranty Finance From 0% APR Rated 4.9 / 5 on Reviews 

Jump to a section about finance 

You don't need £10,000 in the bank to install solar. We work with FCA-regulated lenders to offer competitive finance — including genuine 0% APR options on qualifying installs — so most homeowners' monthly savings exceed their monthly repayment from day one.

## Finance options

Buy-now-pay-later (12 months), 0% APR over 24 months on qualifying packages, longer-term 5-10 year unsecured loans at competitive rates, and secured / property-charge options for larger commercial installs.

## Cashflow-positive from month one

On most South East homes, the monthly saving from solar + battery exceeds the monthly loan repayment, meaning your installation is net-positive from day one.

## How the maths usually looks

A typical example: 6 kWp solar + 10 kWh battery at £13,500, financed over 10 years at 7.9% APR, costs around £162/month. The same household typically saves £1,400-£1,800 a year on bills (£117-£150/month) — and that saving rises with electricity prices while the loan repayment is fixed. By year five most homeowners are clearly cashflow-positive; by year ten the loan ends and the savings run for another 15+ years free.

## 0% APR — the small print

Genuine 0% APR exists but is restricted to specific lender promotions on qualifying packages (typically 24-month terms, minimum £4,000, subject to credit acceptance). It is never loaded into the cash price — we publish the same headline cost whether you finance or pay outright. Anyone claiming '0% finance' on a quote that's noticeably higher than competitors is hiding the interest in the price.

## What lenders look for

Standard checks: residency, income, existing credit commitments and electoral roll. Self-employed applicants typically need two years of accounts or SA302s. We can pre-check eligibility via a soft search that doesn't affect your credit file before any formal application is made.

## Alternatives to finance

Some homeowners prefer to draw on a mortgage further-advance (typically 4-6% APR currently) or use a green home improvement loan from their high-street bank. We're happy to model whichever route you prefer — the goal is the right system at the lowest lifetime cost, not pushing a specific lender.

Areas covered

## Counties we serve

[

Finance in Kent

](/solar-installers-kent)[

Finance in Surrey

](/solar-installers-surrey)[

Finance in Hampshire

](/solar-installers-hampshire)[

Finance in West Sussex

](/solar-installers-west-sussex)[

Finance in East Sussex

](/solar-installers-east-sussex)[

Finance in Berkshire

](/solar-installers-berkshire)[

Finance in Buckinghamshire

](/solar-installers-buckinghamshire)[

Finance in Oxfordshire

](/solar-installers-oxfordshire)[

Finance in Isle of Wight

](/solar-installers-isle-of-wight)[

Finance in Essex

](/solar-installers-essex)

[See every town we cover](/areas)

Popular towns

## Finance near you

[

Finance in Maidstone

ME14





](/solar-installers-maidstone)[

Finance in Canterbury

CT1





](/solar-installers-canterbury)[

Finance in Ashford

TN23





](/solar-installers-ashford)[

Finance in Tunbridge Wells

TN1





](/solar-installers-tunbridge-wells)[

Finance in Sevenoaks

TN13





](/solar-installers-sevenoaks)[

Finance in Dartford

DA1





](/solar-installers-dartford)[

Finance in Tonbridge

TN9





](/solar-installers-tonbridge)[

Finance in Folkestone

CT19





](/solar-installers-folkestone)[

Finance in Margate

CT9





](/solar-installers-margate)

Related reading

## Helpful guides before you buy

[

Octopus Flux vs SEG Tariffs: The Best Export Rate for UK Solar Homes in 2026

A side-by-side comparison of Octopus Flux, Intelligent Octopus Flux, EDF Export+, British Gas Export & Earn Plus, E.ON Next Export and every major Smart Export Guarantee tariff — with worked examples for a South East solar + battery home.





](/guides/octopus-flux-vs-seg-tariffs-uk)[

Solar Panel Costs UK 2026: Real Prices, No Sales Spin

What you should actually expect to pay for a residential solar system in 2026 — fully installed, including all the bits.





](/guides/solar-panel-costs-uk)[

Solar Battery Costs UK 2026: Brands, Capacities, Payback

What batteries cost in 2026, which brands lead, and how to size storage so it actually pays back.





](/guides/solar-battery-costs-uk)[

Solar Payback Period UK: 7-10 Years on Most Homes

How to model solar payback honestly — and what drives it up or down.





](/guides/solar-payback-period-uk)

Explore the topic

## Everything you need on finance

Descriptive links across our calculators, guides, services and local installer areas — pick the next step that fits where you are.

Calculate

Run the numbers

-   [Solar savings & payback calculator Model annual bill savings and payback years ](/calculators)
-   [What size solar system do I need? Right-size your array to your usage ](/calculators)
-   [Battery storage ROI calculator See the extra savings a battery unlocks ](/calculators)
-   [EV home charging cost calculator Compare charging on solar vs the grid ](/calculators)

Learn

Guides for finance

-   [Octopus Flux vs SEG Tariffs: The Best Export Rate for UK Solar Homes in 2026 A side-by-side comparison of Octopus Flux, Intelligent Octopus Flux, E ](/guides/octopus-flux-vs-seg-tariffs-uk)
-   [Solar Panel Costs UK 2026: Real Prices, No Sales Spin What you should actually expect to pay for a residential solar system ](/guides/solar-panel-costs-uk)
-   [Solar Battery Costs UK 2026: Brands, Capacities, Payback What batteries cost in 2026, which brands lead, and how to size storag ](/guides/solar-battery-costs-uk)
-   [Solar Payback Period UK: 7-10 Years on Most Homes How to model solar payback honestly — and what drives it up or down. ](/guides/solar-payback-period-uk)

Compare

Related solar services

-   [Solar Panel Installation MCS-certified solar PV installs across the South East. ](/services/solar-panel-installation)
-   [Solar Battery Storage Tesla, GivEnergy, Fox ESS and more — fully fitted, fully certified. ](/services/solar-battery-storage)
-   [Solar Panel Maintenance Annual health checks that protect your investment. ](/services/solar-panel-maintenance)
-   [Solar Panel Repairs Fast diagnosis and repair, any brand. ](/services/solar-panel-repairs)

Find installers

Finance near you

-   [Finance installers in Kent Maidstone · Canterbury · Ashford ](/solar-installers-kent)
-   [Finance installers in Surrey Guildford · Woking · Cobham ](/solar-installers-surrey)
-   [Finance installers in Hampshire Southampton · Portsmouth · Winchester ](/solar-installers-hampshire)
-   [Finance installers in West Sussex Worthing · Crawley · Horsham ](/solar-installers-west-sussex)

FAQs

## What people ask

Will applying affect my credit score?

Initial eligibility checks are soft and don't impact your score. Full applications require a hard check.

What's the minimum and maximum I can finance?

Typically £2,000 minimum, £25,000 maximum unsecured. Larger sums available secured.

Can I pay off the loan early?

Yes — all our partner lenders allow early settlement without penalty beyond accrued interest to the settlement date. Many homeowners overpay once the system is generating to clear the loan faster.

Does finance affect the warranty?

No. Your panel, inverter, battery and workmanship warranties are exactly the same whether you pay cash or finance. The MCS certificate is issued to you as the property owner, not the lender.

## Get your free quote

Vetted local installer · MCS certified · No obligation

[Request my quote](/services/solar-finance#quote)[Call 0333 567 1183](tel:+443335671183)

South East Solar Network 

MCS-accredited residential solar installers across the South East of England. Vetted, insured, RECC-protected.

[0333 567 1183](tel:+443335671183) [quotes@southeastsolarnetwork.co.uk](mailto:quotes@southeastsolarnetwork.co.uk)

South East Solar Network  
Courtwick Ln, Wick  
Littlehampton BN17 7TL 

Counties

-   [Kent](/solar-installers-kent)
-   [Surrey](/solar-installers-surrey)
-   [Hampshire](/solar-installers-hampshire)
-   [West Sussex](/solar-installers-west-sussex)
-   [East Sussex](/solar-installers-east-sussex)
-   [Berkshire](/solar-installers-berkshire)
-   [Buckinghamshire](/solar-installers-buckinghamshire)
-   [Oxfordshire](/solar-installers-oxfordshire)
-   [Isle of Wight](/solar-installers-isle-of-wight)
-   [Essex](/solar-installers-essex)
-   [All areas →](/areas)

Services

-   [Solar Installation](/services/solar-panel-installation)
-   [Battery Storage](/services/solar-battery-storage)
-   [Maintenance](/services/solar-panel-maintenance)
-   [Repairs](/services/solar-panel-repairs)
-   [Commercial](/services/commercial-solar)
-   [EV Chargers](/services/ev-charger-installation)
-   [Inverters](/services/solar-inverters)
-   [Cleaning](/services/solar-panel-cleaning)

Popular guides

-   [Are Solar Panels Worth It in the UK in 2026?](/guides/are-solar-panels-worth-it-uk)
-   [Solar Panel Costs UK 2026: Real Prices, No Sales Spin](/guides/solar-panel-costs-uk)
-   [Solar Battery Costs UK 2026: Brands, Capacities, Payback](/guides/solar-battery-costs-uk)
-   [Solar Payback Period UK: 7-10 Years on Most Homes](/guides/solar-payback-period-uk)
-   [Best Solar Batteries UK 2026: Honest Brand Comparison](/guides/best-solar-batteries-uk-2026)
-   [Solar Grants UK 2026: ECO4, 0% VAT, Smart Export Guarantee](/guides/solar-grants-uk-2026)
-   [All guides →](/guides)

Company

-   [About](/about)
-   [Contact](/contact)
-   [Guides](/guides)
-   [Calculators](/calculators)
-   [Privacy](/privacy)
-   [Terms](/terms)

© 2026 South East Solar Network. All rights reserved.

MCS-accredited installer network · RECC consumer code · FCA-regulated finance partners

[Call Now](tel:+443335671183) [Free Quote](#quote)